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Why do I need PGI cover?

Personal Guarantee Insurance provides financial security and protection from the unforeseen. If you've ever given Personal Guarantees for loans, then that guarantee could one day be called upon leading to significant costs to you.

What does PGI cover?

Should your Personal Guarantee be called upon by the Lender, the Insurance will be in place to pay out the indemnified amount which may clear your liability to your Lender in full.

How much can I cover?


First 3 months 0%
Next 12 months 50%
Year 2 60%
Year 3 70%
Year 4 80%
Year 5 onwards 90%